Acima Financing

Who is Acima Credit?

Acima Credit provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.

Why use Acima?

-No Credit Needed, your fico score will not be impacted

-Get approved up to $5,000

-$50.00 initial payment

-90-day early purchase option (3-month purchase option in California).

-This option lets you purchase the merchandise for the Acima Cash Price price plus the initial payment and a small buyout fee, which varies state-to-state, but is generally $10.

-Easy payments over 12 months or buyout early at anytime during your agreement.

-Acima reports your lease activity to Experian to help build your credit.

What do I need to apply?

1. Be 18 years old or older.

2. Have an active checking account with at least $1,000 of income per month.

3. Have at least three months of income history with your current source of income.

4. Have a government-issued photo ID and a social security number or ITIN.

If you’ve got all those things, great! Fill out the application, Get pre-approved and we’ll let you know within seconds if you’re approved!

How to make a purchase with Acima.

– You can click on Get pre-approved and fill out the application.

– Go shopping: Once approved, select the items that you want within your Acima spending limit

– Once you’ve selected your merchandise, select Acima Credit at checkout to complete your order with a $50.00 initial payment.

Have Questions about Acima?  Visit Frequently Asked Questions

States where Acima is not available?

Wyoming | Wisconsin | Minnesota | New Jersey

What can we do when the product/s you need are more than your approval?

Contact Us and let us know what you want and your name under your approval so we can create you a manual invoice to get you going. We are willing to help as much as we can so we can get you all the parts you need.